PROPOSED LEGISLATION (CA and Federal) Subject Bill No. Date Legislative / Session Stopping Transactions which Operate to Promote Fraud, Risk, and Underdevelopment Act (STOP FRAUD Act) SB.2280 02/14/06 109th Congress (2005/6) Data Accountability and Trust Act H.R.4127 10/25/05 109th Congress (2004/5) Support Reverse Mortgage Legislation H.R.2892 06/14/05 109th Congress (2004/5) Title Employee Licensing Bill Surfaces SB.728 02/22/05 CA State Legislature (2004/5 Session) An act to add section 53066.7 to the Government Code, relating to community telecommunications AB.901 02/18/05 CA State Legislature (2005/6 Session) Homeowners' Emergency Mortgage Assistance Act H.R.378 01/26/05 109th Congress (2004/5) Junk Fax Protection Act of 2004 (TCPA Proposed Amendments) S.2603 06/24/04 108th Congress (2003/4) Junk Fax Protection Act of 2004 (TCPA Proposed Amendments: 47 USC 227) S.2569 06/23/04 108th Congress (2003/4) Junk Fax Prevention Act of 2004 (TCPA Proposed Amendments) H.R.4600 06/16/04 108th Congress (2003/4) FRCP Rule 11: Mandatory Sanctions & Removal of Safe Harbor Provision (The Lawsuit Abuse Reduction Act of 2004) HR.4571 06/15/04 108th Congress (2003/4) Modifications for Qualified Mortgages Held by a REMIC or a Grantor Trust H.R.4113 04/01/04 108th Congress (2003/4) Prohibit Predatory Lending Act (TILA Proposed Amendments) H.R.3974 03/16/04 108th Congress (2003/4) Financial Abuse of an Elder: Enhanced Civil Damages, including Post-Mortem Pain & Suffering AB 2611 02/20/04 CA State Legislature (2003/4 Session) Commercial E-Mail Advertisements: Private Right of Action for Federal CAN-SPAM Act’s Prohibitions SB.1457 02/19/04 CA State Legislature (2003/4 Session) Mortgages: Foreclosure SB.1272 02/13/04 CA State Legislature (2003/4 Session) Identity Theft SB.1279 02/13/04 CA State Legislature (2003/4 Session) Interest on Business Checking Act of 2003 S.1967 11/25/03 108th Congress (2003/4) Predatory Lending Consumer Protection Act of 2003 (TILA Proposed Amendments) S.1928 11/21/03 108th Congress (2003/4) Veteran's Home Loan Prepayment Protection Act of 2003 (V.A. Loans) H.R.3413 10/30/03 108th Congress (2003/4) TILA, HMDA and HOEDA: Proposed Amendments H.R.3322 10/16/03 108th Congress (2003/4) 17200 Reform - Limitations on Enforcement of Unfair Business Competition Laws Prop 64 10/02/03 2004 Initiative Federal Enterprise Regulatory Reform Act of 2003 (Regulation of Secondary Mortgage Market Enterprises) S.1508 07/13/03 108th Congress (2003/4) Fair and Accurate Credit Transaction Act of 2003 (FCRA) H.R.2622 06/26/03 108th Congress (2003/4) CAN-SPAM Act of 2003 S. 877 04/10/03 108th Congress (2003/4) Identity Theft Penalty Enhancement Act H.R.1731 04/10/03 108th Congress (2003/4) Predatory Mortgage Lending Practice Reduction Act H.R.1663 04/08/03 108th Congress (2003/4) Check 21 Act: Check Clearing for the 21st Century Act & 12 CFR Part 229 (Reg CC) H.R. 1474 [12 USC 5001-5018; 12 CFR 229 [Reg CC] 03/27/03 108th Congress (2003/4) Soldiers’ and Sailors’ Civil Relief Act of 1940: Proposed Amendments H.R.1411 03/20/03 108th Congress (2003/4) Financial Services Regulatory Relief Act of 2004; Business Checking Freedom Act of 2004 H.R.1375 03/20/03 108th Congress (2003/4) Deduction of Mortgage Ins. H.R.1336 03/18/03 108th Congress (2003/4) Escrow Withholdings: Optional Submission on Monthly Basis AB 1338 02/21/03 CA State Legislature (2003/04 Session) Debt Collectors SB.1022 02/21/03 CA State Legislature (2003/4 Session) Electronic Recording Real Property Instruments AB.578 02/18/03 CA State Legislature (2003/4 Session) Responsible Lending Act H.R.833 02/13/03 108th Congress (2003/4) Mortgage Lending AB.313 02/07/03 CA State Legislature (2003/4 Session) Homeowner’s Escrow Payments Assurance Act (TILA Proposed Amendments) H.R.650 02/07/03 108th Congress (2003/4) Domestic Partnership Law: Enhanced Real Property Rights AB.205 01/28/03 CA State Legislature (2003/4 Session) Identity Theft Penalty Enhancement Act S.153 01/14/03 108th Congress (2003/4) Consumer Credit Reporting AB.3 12/02/02 CA State Legislature (2003/4 Session) Email Advertising SB.12 12/02/02 CA State Legislature (2003/4 Session)